Zoe Pay

Businesses and developers: API, hosted checkout, invoices, and subaccounts. By invitation.

POST /api/v1/payments

Authorization: Bearer zoe_live_…
{
  "amount": 6000,
  "currency": "GHS"
}

Invite only: New API keys
GH₵: Live collection
Same rails: Store + checkout
Unchanged: /portal · /dashboard

MTN MoMo
Telecel Cash
AT Money
Visa
Mastercard

Invite only · same OmniBsic rails

One payment API for every site you build.

Collect GH₵ on any site. The creator store uses the same rails. /portal and /dashboard stay as they are.

Products

Hosted checkout, invoices, subaccounts

Same OmniBsic rails as the creator store. Invite-only keys.

GH₵ 76.70

You keep

Bearer key from Portal
Portal → Developers. Envelope is success / data / error. Missing scopes return insufficient_scope.
Unchanged desks
We do not 308 /portal or /dashboard onto Studio or Control. New keys stay invite-only.

Unchanged desks

Gateway merchants keep the portal they already have

We do not 308 /portal or /dashboard onto Studio or Control. New keys stay invite-only.

Bearer key from Portal → Developers.
Envelope is success / data / error.
Missing scopes return insufficient_scope.

Commerce API

GET /api/v1/products

Authorization: Bearer zoe_live_…
Accept: application/json

{ "success": true, "data": [] }

Invite only

Request access

We do not publish a self-serve API key for new businesses. Write from the contact path.

Request API access Read the API

Creators

If you came to sell an ebook, this is the wrong desk

Studio is free. Zoe Pay is the invited API.

Start a store See features

Instant MoMo
Available the same day.
3.5% + GH₵0.50
Free plan. No monthly fee.
No GH₵7
No extra withdrawal fee.

Join 1,200 on the waitlist

Showcase the work. Get paid on MoMo. Sell from one /@handle, send a portal invoice, run a membership, and track it all in one wallet. Free to start. One fee when a buyer pays.